The Centre has been providing NIL’s loans to the Mornington, Mt. Martha, Mt. Eliza and Moorooduc community since 1995. The program is accredited through Good Shepherd Youth and Family Services who established the scheme in the late 1970’s.
The NILS scheme offers an alternative for clients who have difficulty gaining access to small amounts of credit. This scheme helps with loans for essential goods, including white goods, education costs,computers, car repairs, car registration and health related items.
There have been many members of our community who have, over years, had multiple loans. Once one is paid off, they can then apply for another. With affordable repayments and no interest rates this is one of the friendliest loan systems on the planet. We are extremely proud of our involvement in this program which has been responsible for many of our clients purchasing new essential items that would otherwise not be available to them. Most importantly this gives low-income earners an opportunity to purchase much needed white goods such as fridges and washing machines which we know are vital to any household.
The National Australia Bank supports this program through Good Shepherd Micro finance. In 2017 MCISC has partnered with the Cockatoo and Hills NILS program to provide a more efficient service to our clients.
To make an appointment or get more information, call reception on (03) 5975 1644 or simply fill in the following form to start the NILS application procedure.